You tell us what matters. We'll protect it.
independent insurance agency built on relationships.
We’re a trusted Arizona insurance agency with 20+ years of experience, access to 30+ carriers, and a focus on relationships that last.
what we do
Insurance, explained simply.
Protection You Can Count On.
Independent. Experienced. Built on trust.
we are proudly 100% referral-based—working closely with our current clients and trusted industry partners.
Mizzona Insurance Consultants is a family-owned and operated insurance brokerage proudly serving Arizona, Missouri, and Tennessee. With access to over 30 top-rated carriers, we offer real options for real people—customizing coverage that fits your lifestyle, not forcing you into a one-size-fits-all policy. We started this agency because we saw too many people being boxed into plans that didn’t reflect their actual needs.
As an independent agency, we’re able to educate our clients, explain their choices clearly, and match them with the right personal or business insurance to protect what matters most. With over 20 years of combined experience, we believe in doing insurance with intention—not just transactions.
We're not just brokers.
We're relationship builders.
Protecting Families and Businesses Across the Valley
Simple Coverage, Local Support
Personal Insurance
Personal insurance protects the things that matter most—your home, your vehicle, your belongings, and your financial wellbeing. This includes homeowners, auto, renters, umbrella, and even recreational policies for boats, RVs, or ATVs. These policies provide coverage for damage, theft, accidents, and liability, helping you stay financially secure when the unexpected happens. Choosing the right combination of personal policies creates a strong foundation for peace of mind.
Business Insurance
You didn’t build your business just to watch it get sidelined by a lawsuit, accident, or cyberattack. Whether you’re launching a dream or managing a growing operation, business insurance is your safety net. It’s what keeps the lights on when something unexpected hits—whether that’s property damage, an injured employee, or a costly claim. With the right protection in place, you can lead confidently, knowing your hard work has a shield behind it.
Life Insurance
Life moves fast. One day it’s just you—then suddenly, it’s family dinners, bedtime stories, and quiet hopes for the future. Life insurance is the promise that, no matter what happens, the people you love won’t be left picking up the pieces. It’s about more than income replacement—it’s about leaving security, stability, and space to grieve without financial pressure. Whether you’re just starting a family or planning for retirement, this is how you take care of them.
Insurance Insights + Tips
Life insurance isn’t just for emergencies. Read our blog to learn how it protects your family and fits into your bigger financial picture.
Home insurance isn’t one-size-fits-all. Read our blog to learn what coverage you really need and why local independent brokers can offer better protection.
Business insurance isn’t a luxury—it’s survival. Read our blog to find out what coverage you really need to stay protected.
Frequently Asked Questions
What is the difference between an insurance broker and an agent?
An insurance agent typically represents one or a few insurance companies and can only sell their products. A broker, like Mizzona Insurance Consultants, is independent and works with many carriers (30+ in our case) to find the best coverage options tailored to your unique needs. Brokers act on your behalf to provide unbiased advice and more choices.
Why should I choose an independent insurance agency?
Independent agencies have access to multiple insurance carriers, giving you a wider range of coverage options and competitive pricing. This flexibility allows them to tailor policies specifically for your situation rather than fitting you into a preset package.
What types of insurance do you offer?
We offer personal insurance—including home, auto, renters, and umbrella policies—commercial insurance like general liability and workers’ compensation, plus life insurance to protect your family’s future.
What makes Mizzona different from other insurance agencies in Arizona?
We’re family-owned and focused on building long-term relationships. When you call in, you’re talking to one of our team members – a real person who lives in your community. We care about you and your needs, not our numbers. Read more about us and how we work together with our clients here.
How does working with an independent insurance broker benefit me?
Independent brokers like us shop around multiple carriers to find the best coverage and rates for you. We’re not tied to any single company, so our advice is unbiased and tailored to what truly matters to you.
How do you help me choose the right insurance coverage?
We start by listening to your goals and concerns. Then, we explain your options in plain language, compare policies from over 30 carriers, and recommend coverage that fits your budget and lifestyle.
